Question:
I have been fighting the school loan collection agencies for 10 years.
I finally wrote My Honorable Congressman. I got answers from school
officers finally, they would not give me time of day before this.
Found out half of loans have been waived due to total & permanent
disability. But The Offical wants me to send new forms signed which I
have sent three previous forms to collection agencies on the other
half of loans. Seems Collection agency finally has quit calling me
after 10 years. I sent them this last form hoping will take care of
situation. Her answere to congressman were they do not discriminate
due to disability of a person. Because there is a federal law which
says they cant.
What have they been doing for ten years. She says she has no power
over collection agency that it is my problem to correct my bad credit
reports. She says she has no power over her contract workers. Thats
really true. I have sent credit agencies my complete health record
with disability forms certificates signed by doctors for last 10
years. It seems they throw the forms a way and send to new collection
agencies. This last collection agency has been upfront with me so far.
They took monies out of my disability check for a few months. saying
it was social security check. When they received my certificate. they
quit taking it out of my check. I believe the broke a federal law. I
say were there was a federal law that no one can take money form a
persons disability check. My next step is to sue the collection
agencie in federal court and the education department. I will post a
follow up when GET THROUGH WITH THESE PEOPLE. There have been 7
different collection agencies jerking me around. FOR 10 YEARS. A
collection agencie out of Ct Pioneer collection agencie were really
abusive. Hope they get their just rewards one of these days.
Answer:
-Well, if a disability check was due to you, and it was not sent or it
was short-paid, your first instance of complaint should be to the
outfit responsible for paying your disability claim. Their only
excuse would be a court order, and then your second instance of
complaint would be against the outfit that obtained the order and
fraudulently took your money.
If they fraudulently took Federal funds that were due to you, they
should be nailed to the wall.
-Q: She says she has no power
over collection agency that it is my problem to correct my bad credit
reports. She says she has no power over her contract workers.
A: Is this the school? I am unsure who "She" is... And if it is the school, then
the correction of your bad credit reports is her problem - the fair credit
reporting act says that it is her problem - and if she paid her collection
agencies to update your public record then it is still her problem as well as
the collection agency that placed the trade line on the file...
Q: Thats really true. I have sent credit agencies my complete health record
with disability forms certificates signed by doctors for last 10
years. It seems they throw the forms a way and send to new collection
agencies.
A: Standard procedure is that if a collection agency receives the paperwork about
your disability and stops calling I believe that that particular agency closed
the account and sent it back to your creditor with all the supporting
documentation. I believe it was your creditor... not the collection agency -
that reassigned it to another collection agency - I think that the problem is
with your creditor's inability to process the paperwork collected by the agency
- then they reassigned it
